American Express, also known as AMEX, is fast becoming one of the world's most recognized credit card names. Although many people have Visa or MasterCard credit cards, they are still interested in AMEX. Because Visa, MasterCard and AMEX are the most popular and common types of credit cards, they are all good, although there are differences between them.
Visa and MasterCard are payment methods. Both will allow different companies to accept credit card payments through their systems. Neither one gives credit cards, instead they rely on banks around the world to issue credit cards, provide credit and then charge interest. Your credit card bill goes to the bank because Visa or MasterCard can't see any of it.
AMEX, on the other hand, is very different. American Express has its own payment system and also provides its credit cards directly to consumers. Unlike Visa and MasterCard, AMEX runs the entire show. So if an American Express credit card states this, you immediately know who issued the card, what the payment system is and everything you need to know.
Although MasterCard and Visa are used worldwide, American Express is constantly expanding its networks. Visa and MasterCard are used in more than 25 million locations worldwide, including third world countries, making them credit card payments worldwide. AMEX, on the other hand, is less likely to reach this level. It is a good credit card, although it is not used worldwide in areas where there are 2 other dominant credit cards. You can get AMEX rewards credit cards, even if you have to be careful where you look and what you choose. Normally, with Visa and MasterCard, you have to look at hundreds of banks before you find the best option. With AMEX you can browse their website and find out what they offer and what APR you have to pay. You will often find a credit card with a low interest rate and a large spending limit - if you have good credit.
AMEX has also offered many benefits to clients in North America and Europe. Credit cards are widely accepted in both places and offer you credit cards with great features and a very attractive appearance. AMEX offers you great prices, great rewards and also great customer service.
American Express also offers you Blue, a newly introduced credit card that offers you additional security, no annual fees and 0% APR for the first year. Depending on your credit, you can get a long period without interest. After this time, you pay a small fee, making it a good credit card for anyone looking for a deal. Blue is the latest AMEX card and is fast becoming one of the best - thanks to its great features.
In the world of credit cards, American Express is one of the best. They offer you a wide range of credit cards designed to suit almost any need. You can find them online or through your local provider, even if they are your preferred online method. Just fill out the application and if you have good credit, you will be approved. Before you know it, you have an AMEX credit card - and you're ready to live life fast.
